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Wagepay: Cash Advance Pay Now

With Wagepay, every day is payday!

Get early access to a portion of your pay with our speedy wage advance service, plus so much more! Sign up in less than 3 minutes.

It’s Your Wage, Your Way.

Quick & easy payday advance service

  • Fair & transparent
  • Sign up in minutes
  • Apply for up to $1,500
  • Reduced credit fees
  • No late fees
  • Fast Interac deposit available 24/07

Calculate your payday advance

Your regular wage is $1,000
You can advance up to
And only repay an extra
Get My Wage Now

Example based on a repayment period of 7 days. Eligibility criteria apply.2

How it works

  • Step One
    Create An Account

    Easily create a Wagepay account using either our website or mobile app. We will only need your personal and contact details.

  • Step Two
    Connect Your Bank

    Securely and easily link your bank account so we can verify how much you can advance.

  • Step Three
    Receive Funds

    Quickly receive your funds via Interac transfers.

Choose a Wagepay wage advance

See why everyday Canadians1 are choosing a Wagepay pay advance when they need fast access to cash instead of an ordinary payday loan.

Reduced Pricing

Our wage advance service has a credit fee of just 8%* in all provinces, almost half the cost of an average payday loan.

Fast Payments

Cash in a flash! Have your pay advance funds quickly transferred to your account via real-time Interac payments.

No late fees

We are here to help. So say goodbye to late fees and NSF fees.

We don’t do credit checks

Which means your TransUnion and Equifax credit scores do not get impacted when you take a wage advance and your account usage remains private.

Don’t take our word for it

Take theirs. Hear what our customers have to say about us.

  • Star Rating Icon
    "Found Wagepay very easy to use"
    Found Wagepay very easy to use. Quick sign up & service. Offered $200 straight away, which is a lifesaver. Enabling me to pay bills now. No longer need to worry about bills.
  • Star Rating Icon
    "Love it"
    This is one of my most favoured pre pay app. I love how easy and flexible it is to use. Fantastic!!
  • Star Rating Icon
    "Simple and easy to use"
    Simple and easy to use
    Dan Wess
  • Star Rating Icon
    "Great pay in advance"
    I choose this advance payment as my default lender. Pay system is super fast

More than just a pay advance service

At Wagepay we are constantly innovating to bring you the very best products and services.

We are 100% online

Conveniently access our wage advance services online anytime through the app or website. No going into stores or messy paperwork!

Tiered pricing

We will offer lower rates for selected customers on our pay advance service, even lower than our already reduced standard pricing.

Free Bank scoring

We build a “score” based on your bank account and will give feedback on how to improve your credit worthiness.

Loyalty Program

We will be introducing a loyalty program to reward our loyal customers, including redeemable rewards points and cash giveaways.

Get in touch today

Have a question about your account? Send us a message from the app or web portal. Our self-service portal is available 24 hours a day, 7 days a week:
Download the WagePay app on the apple store
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Download the WagePay app on the google store
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