With Wagepay, every day is payday!
Get early access to a portion of your pay with our speedy wage advance service, plus so much more! Sign up in less than 3 minutes.
It’s Your Wage, Your Way.
Quick & easy payday advance service
- Fair & transparent
- Sign up in minutes
- Apply for up to $1,500
- Reduced credit fees
- No late fees
- Fast Interac deposit available 24/07
Calculate your payday advance
Example based on a repayment period of 7 days. Eligibility criteria apply.2
Choose a Wagepay wage advance
See why everyday Canadians1 are choosing a Wagepay pay advance when they need fast access to cash instead of an ordinary payday loan.
Reduced Pricing
Our wage advance service has a credit fee of just 8%* in all provinces, almost half the cost of an average payday loan.
Fast Payments
Cash in a flash! Have your pay advance funds quickly transferred to your account via real-time Interac payments.
No late fees
We are here to help. So say goodbye to late fees and NSF fees.
We don’t do credit checks
Which means your TransUnion and Equifax credit scores do not get impacted when you take a wage advance and your account usage remains private.
More than just a pay advance service
At Wagepay we are constantly innovating to bring you the very best products and services.
We are 100% online
Conveniently access our wage advance services online anytime through the app or website. No going into stores or messy paperwork!
Tiered pricing
We will offer lower rates for selected customers on our pay advance service, even lower than our already reduced standard pricing.
Free Bank scoring
We build a “score” based on your bank account and will give feedback on how to improve your credit worthiness.
Loyalty Program
We will be introducing a loyalty program to reward our loyal customers, including redeemable rewards points and cash giveaways.
Get in touch today